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APA Citation
Shiau, W., Yuan, Y., Pu, X., Ray, S., & Chen, C. C. (2020). understanding fintech continuance: perspectives from self-efficacy and ECT-IS theories. Industrial management & data systems, 120(9), 1659–1689. http://access.bl.uk/ark:/81055/vdc_100158304618.0x00005a