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APA Citation

    Chiu, C. L., Chiu, J. L., & Mansumitrchai, S. (2019). stages in the development of consumers' online trust as mediating variable in online banking system: a proposed model. International journal of electronic finance, 9, 170–201. http://access.bl.uk/ark:/81055/vdc_100080736591.0x00000c
  
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