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APA Citation

    SAUTER, N., WALLISER, J., & WINTER, J. (n.d.). tax incentives, bequest motives, and the demand for life insurance: evidence from a natural experiment in Germany*. Journal of pension economics & finance, 14, 525–553. http://access.bl.uk/ark:/81055/vdc_100026652119.0x00000e
  
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