The impact of digital finance on financial efficiency. (31st March 2020)

• Record Type: Journal Article
• Authors: Wang, Qian; Yang, Jinbao; Chiu, Yung‐ho; Lin, Tai‐Yu
• Is Part Of: Managerial and decision economics. Volume 41:Number 7(2020)
• Page Start: 1225
• Page End: 1236
• Publication Date: 2020-03-31
• Subjects: Managerial economics -- Periodicals; Decision making -- Periodicals; Management -- Periodicals; 658.15
• DOI: 10.1002/mde.3168
• Languages: English
• ISSNs: 0143-6570

Abstract

Abstract : This paper quantitatively analyzes the impact of digital finance on financial efficiency. The results show that digital finance has slightly improved the efficiency of the financial sector, but there are significant differences in the impact of provincial efficiency in China. Although financial sector efficiency positively correlates with digital financial efficiency, digital finance gives backward regions disadvantages. The efficiency score and ranking of the financial sector in the eastern region are significantly higher than noneastern region. The progressive effect of digital finance on the efficiency of the financial sector in the eastern region is better than that in the noneastern region.