SETNR/A: an agent-based secure payment protocol for mobile commerce. (12th July 2010)

• Record Type: Journal Article
• Authors: Ou, Chung-Ming; Ou, C.R.
• Is Part Of: International journal of intelligent information and database systems. Volume 4:Number 3(2010)
• Page Start: 212
• Page End: 226
• Publication Date: 2010-07-12
• Subjects: agent-based systems -- mobile commerce -- m-commerce -- non-repudiation -- intelligent systems -- secure electronic transactions -- security -- credit card transactions -- mobile agents -- encrypted purchase orders -- mobile payment transactions; Database management -- Computer programs -- Periodicals; Information retrieval -- Computer programs -- Periodicals; Information storage and retrieval systems -- Computer programs -- Periodicals; Artificial intelligence -- Periodicals; Expert systems (Computer science) -- Periodicals; Intelligent agents (Computer software) -- Periodicals; 006.33
• Languages: English
• ISSNs: 1751-5858

Abstract

Non-repudiation of a mobile payment transaction ensures that when a buyer (B) sends some messages to a seller (S), neither B nor S can deny having participated in this transaction. An evidence of a transaction is generated by wireless PKI mechanism such that B and S cannot repudiate sending and receiving the purchase order respectively. SETNR/A protocol is proposed to improve the weakness of lacking non-repudiation mechanism from the secure electronic transaction (SET) protocol and SET/A for credit card-based transactions; on the other hand, agent-based protocol is ideal for complicated payment system. Broker generates a mobile agent for B which carries encrypted purchase order to S. A trusted third party (TTP) acts as a lightweight notary for evidence generations. One advantage of this agent-based payment protocol is to reduce inconvenience for mobile clients such as connection time and search for suitable merchant servers, etc.; it also provides necessary security mechanisms for mobile payment transactions.