A reasoning agent for credit card fraud using the event calculus. (18th March 2009)

• Record Type: Journal Article
• Authors: Blackwell, Clive
• Is Part Of: International journal of electronic security and digital forensics. Volume 2:Number 1(2009)
• Page Start: 77
• Page End: 91
• Publication Date: 2009-03-18
• Subjects: intelligent agents -- CNP transactions -- card-not-present transaction -- credit card fraud -- e-commerce security -- electronic commerce security -- event calculus -- temporal logic -- 3D Secure -- fraudulent payment -- fraudulent purchases -- internet purchases -- remote identification -- remote authentication -- distributed systems -- incomplete knowledge -- electronic security; Computer crimes -- Periodicals; Computer crimes -- Investigation -- Periodicals; Computer security -- Periodicals; Electronic commerce -- Law and legislation -- Periodicals; Information warfare -- Periodicals; 005.805
• Languages: English
• ISSNs: 1751-911X

Abstract

We illustrate the design of an intelligent agent to aid a merchant to limit fraudulent payment card purchases over the internet. This is important because increasing fraud may limit the rise of electronic-commerce, and difficult because of the uncertainty in identifying and authenticating people remotely. The agent can advise the merchant what actions to take to reduce risk without complete knowledge of the circumstances. It can also negotiate flexibly to conclude transactions successfully that would otherwise be rejected. We use the event calculus to model the transaction system including the participants and their actions. The idea has applications in other distributed systems where incomplete knowledge of a system may be exploited by adversaries to their advantage.