Rural banking in China: a case of centralization?. Issue 2 (4th May 2017)

• Record Type: Journal Article
• Authors: Yeung, Godfrey; He, Canfei; Zhang, Peng
• Is Part Of: Area development and policy. Volume 2:Issue 2(2017)
• Page Start: 173
• Page End: 191
• Publication Date: 2017-05-04
• Subjects: Rural banking -- Banking reform -- Centralization -- China; L89 -- P25 -- P30 -- R51; 农村银行业 -- 银行业改革 -- 集聚 -- 中国; banca rural -- reforma bancaria -- centralización -- China; сельские банки -- банковская реформа -- централизация -- Китай; Regional planning -- BRIC countries -- Periodicals; Economic development -- BRIC countries -- Periodicals; Rural-urban relations -- BRIC countries -- Periodicals; Human geography -- BRIC countries -- Periodicals; Regional planning -- Developing countries -- Periodicals; Economic development -- Developing countries -- Periodicals; Rural-urban relations -- Periodicals; Human geography -- Developing countries -- Periodicals; 338.90091724
• DOI: 10.1080/23792949.2017.1279018
• Languages: English
• ISSNs: 2379-2949

Abstract

ABSTRACT: Four types of banking institutions responded differently to the drive to centralize Chinese rural banking operations. In 2009 city commercial and market-oriented banks had a higher density of outlets in economically developed than in less developed counties, as expected, while rural banking institutions had an unexpectedly higher density in non-agricultural than in agriculture-based counties. Circumstantial evidence suggests that the wholly state-owned and policy-oriented Agricultural Development Bank of China has invested in business-oriented activities in non-agricultural counties. These banking sector developments could have long-term policy implications for rural development in China.