Effects of Insurance on Child Labour: Ex-Ante and Ex-Post Behavioural Changes. Issue 6 (3rd June 2018)

• Record Type: Journal Article
• Authors: Frölich, Markus; Landmann, Andreas
• Is Part Of: Journal of development studies. Volume 54:Issue 6(2018)
• Page Start: 1002
• Page End: 1018
• Publication Date: 2018-06-03
• Subjects: Economic development -- Periodicals; Economic history -- 1945- -- Periodicals; Developing countries -- Economic conditions -- Periodicals; Développement économique -- Périodiques; Histoire économique -- 1945- -- Périodiques; Pays en voie de développement -- Conditions économiques -- Périodiques; 338.91
• DOI: 10.1080/00220388.2017.1366452
• Languages: English
• ISSNs: 0022-0388

Abstract

Abstract: I n this paper we analyse possible effects of insurance on child labour. First, we develop a theoretical model that separates effects of insurance with and without a shock taking place. We then empirically test the hypotheses derived from the model by analysing the extension of a health insurance product in urban Hyderabad in Pakistan. Consistent with the theoretical model we develop in this paper, the reduction in child labour caused by the extension is largely due to an ex-ante feeling of protection as opposed to an ex-post shock-mitigation effect.