1. How do households utilize banking services and what are the determinants of it? An empirical analysis from the rural and tribal areas of an eastern Indian state. Issue 2 (1st October 2020) Authors: Ray, Dipti; Rout, Himanshu Sekhar; Ray, Pritee Journal: Journal of public affairs Issue: Volume 22:Issue 2(2022) Page Start: n/a Record Type: Journal Article View Content: Available online (eLD content is only available in our Reading Rooms) ↗